Yulon Finance Corporation (referred to as YFC hereafter) was established in 1990 and is the first listed automobile financing company in Taiwan. It is the first listed company of automobile funding in Taiwan.

It is an automobile financing company under the Yulon Group. It primarily focused on the new car sales installment business in its early stages. It diversified its development through innovative services into enterprise and consumer finance, becoming a professional financing service provider. In the field of automotive horizontal services, it also developed vehicle mobility and related car services, integrating financial horizontal business resources into the "value chain of mobility," becoming a complete service provider. In addition to deepening its presence in the Taiwan market, it expanded its operations to mainland China and Southeast Asia, providing diversified professional services to individuals and businesses. YFC aspires to become the most professional and trusted financing enterprise, pursuing diversified and steady development for sustainable operation.

Yulon Finance Corporation (referred to as YFC henceforth) was established in 1990 and is the first automotive financing publicly listed company in Taiwan. YFC is an automotive financing company affiliated with the Yulon Group. In our early stages, YFC primarily focused on the new car sales installment business. Through innovative services, YFC expanded our business scope diversely into corporate and consumer finance services, becoming a professional financing service provider. YFC also developed vehicle mobility and car-related services in the automotive service sector, integrating financial resources and values into the "value chain of mobility," becoming a complete service provider. Besides its profound presence in the Taiwanese market, YFC has expanded its operations to mainland China and Southeast Asia, providing diversified professional services to individuals and businesses. YFC aspires to become the most professional and trusted financing enterprise, emphasizing diversified and stable development, and sustainable operations.

Prioritizing Employee Welfare to Enhance Employee Lives

We firmly believe that happy and healthy employees are the key to the sustainable development of a company. Keeping this goal in mind, we continuously strive to create a high-quality work environment. We strongly emphasize employee welfare to enrich their lives, and we design comprehensive employee welfare programs to ensure that employees have no worries outside of work. In addition to caring for our employees, we also care about their families. We aim to increase employees' happiness and sense of belonging to the company through caring interactions.

Prioritizing Employee Welfare to Enhance Employee Lives

We firmly believe that happy and healthy employees are the key to the sustainable development of a company. Keeping this goal in mind, we continuously strive to create a high-quality work environment. We strongly emphasize employee welfare to enrich their lives, and we design comprehensive employee welfare programs to ensure that employees have no worries outside of work. In addition to caring for our employees, we also care about their families. We aim to increase employees' happiness and sense of belonging to the company through caring interactions.

Strengthening Human Capital Development and Digital Operational Resilience

YFC believes that nurturing talent and fostering enthusiasm and a sense of mission among employees are important factors for the company's steady growth. Therefore, in addition to establishing a comprehensive employee training roadmap, we continued our senior executive talent development program in 2022, further enhancing our pool of senior talent through a mechanism for managing reserve candidates. For middle and lower-level managers, various training activities were arranged through project plans to impart new skills and knowledge, enhancing the capabilities and development of the talent pipeline for key positions at all levels. Regarding the compensation system, considering changes in the overall external environment and market trends, and to provide more security and competitiveness to employees, YFC implemented a structural employee compensation adjustment policy starting in 2022. On average, employees' monthly salaries increased by about 20%, aiming to motivate both employees and the company to grow positively together.

YFC wishes to express gratitude for the efforts of all colleagues. Despite the changing international landscape and various challenging obstacles, we have still achieved and yielded fruitful results. In the future, we will continue to prioritize our employees' physical and mental well-being and promote workplace diversity and equality. We are committed to becoming a company where employees can pursue career achievements while maintaining a work-life balance with peace of mind. On the path to sustainable business operation, we recognize our mission to coexist and prosper with society, practice corporate social responsibility, and achieve our vision of sustainable corporate development in harmony with society.

裕融企業於1990年成立，是台灣第一家汽車融資上市公司，為裕隆集團所屬的汽車融資公司。初期以新車銷售分期業務為主，透過服務創新拓展業務範疇，多元化發展至企業與消費金融業務，成為專業的融資服務提供者。在汽車水平服務領域，另發展車輛移動與用車相關服務，以「行的價值鏈」整合金融水平事業資源綜效與價值，成為完整的服務供給者。除深耕台灣市場，也將營運範圍擴及至大陸及東南亞地區，為個人及企業提供多元化的專業服務。裕融自許要成為一家最專業最被信賴的融資企業，多元而穩健發展，永續經營。

重視員工福利豐富員工生活

我們深信幸福、健康的員工是企業永續發展的關鍵，且依此目標持續努力營造優質的工作環境，我們高度重視員工福利，藉以豐富員工的生活，規劃完善的員工福利方案使員工在工作之餘無後顧之憂。除了照護員工外，我們也關心員工的眷屬，希望透過關懷互動提高員工的幸福感與企業認同感。

強化人力培育與數位化的營運韌性

裕融企業相信人才的培育並且建立同仁對公司的熱情及使命感，是公司穩健成長的重要因子，因此本公司除了建置完整的同仁訓練地圖外，2022年也延續了高階主管人才培育計畫，透過儲備人選管理機制，完善高階人才庫。另針對中階、基層主管亦透過專案計畫安排多項訓練活動，傳授新技能及新知，提升梯隊人才的能力與發展，儲備各階層關鍵職位人才。而在薪酬制度方面，考量整體外部環境變化與市場趨勢，為了給同仁們更多的保障及市場競爭力，自 2022年起亦進行結構性員工薪酬調整政策，同仁每月月薪資平均增長約20%，以激發員工與公司一同正向成長。

裕融企業感謝所有同仁的努力，在國際情勢變化及各種艱困的挑戰中，仍然獲得豐碩成果。未來，我們將持續重視員工身心健康、職場多元平等，致力成為一間可讓員工放心追求工作成就與兼顧生活的幸福企業！在企業永續經營的道路上，更是肩負與社會共榮的使命，實踐企業社會責任，與社會共存共榮，達到企業永續發展的願景。